Family Finances Beyond Budgets - Susan Schell interviewed by Sandy Fowler November 10

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Today you'll find out why good self-care involves a pair of pajamas (and it's not about getting a good night's sleep!). Then we'll take a look at a few fun ideas for place card holders that work great for marking food on your buffet table as well.


Susan Schell is joining us to talk about finances and she's going beyond budgets. She'll show us the often overlooked elements of our financial life, things we never think of when we talk about budgets and money. And she'll give us some tips to keep us on the right financial track.

And in Christmas Corner we're talking about the Christmas Ostrich. I know you're familiar with all of Santa's reindeer, but the Christmas Ostrich is very important and every busy mom needs to know about this crazy creature.

Join us at noon ET (11am CT, 10am MT, 9am PT) on

Sponsor: RedShip, the college care package experts with items chosen by college students, for college students.

Heart Filled Holidays is a weekly talk radio broadcast. Sandy Fowler shares ideas, inspiration and strategies busy moms and families can use to create better holidays and happier lives.

Shows air live at noon ET (11am CT, 10am MT, 9am PT) on and podcasts are available for all prior shows.

Susan Schell, CFP® has worked in the financial services industry since 1998 and holds the CERTIFIED FINANCIAL PLANNERTM designation.  She and her partner, D. J. Panetta own Generations Planning Group, LLC in Albany, NY.  They enjoy working with a broad spectrum of clients, from retirees to college students. 

She received her BA from Hartwick College, Oneonta, NY and an MS from Russell Sage College.  She and her husband Carl are natives of New York's Capital District and have two grown sons and a daughter-in-law.

Professional and Community Involvement:

  • Board of Trustees and Finance Committee, St. Anne Institute
  • Toastmasters Lunchtime Club
  • Capital Advanced Toastmasters
  • Albany-Colonie Regional Chamber of Commerce
  • Guilderland Chamber of Commerce
  • Business Network International (BNI)
  • Elder, Westminster Presbyterian Church
  • Capital Region EWGA (Executive Women's Golf Association)

The opinions voiced in this show (program/segment) are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your attorney, accountant, and financial advisor or tax advisor prior to investing.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through GENERATIONS PLANNING GROUP, LLC, a registered investment advisor and separate entity from LPL Financial.

Links from today's show:
tea lights
| wine corks | pumpkins | Scrabble & more
hand-decorated tennies


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